A person in need of care often has to take a lot of prescription medication every day due to their state of health. The prescription charges add up.
If you have health insurance, you must pay prescription charges until they reach 2 percent of your annual net income in the current calendar year. Above this value, you are exempt from the prescription fee.
To ensure that this can be monitored, the social insurance provider sets up a prescription fee account for each insured person. If the value of 2 percent is reached there, this is indicated to the doctor or surgery assistant when the e-card is inserted. The fee exemption will then be noted on the prescription and you will not be charged a prescription fee at the pharmacy.
However, there is a so-called minimum upper limit: this is the minimum amount that must be paid for prescription fees before a fee exemption is even possible.
Here you can find more information on the prescription fee exemption and the minimum upper limit:
Note: For some groups of people, certain diseases or social vulnerability, the law exempts you from the prescription fee from the outset under certain conditions.
Here you will find additional information on the general prescription fee exemption and the requirements for this:
Last updated: June 24, 2025